{"id":10,"date":"2021-10-05T13:05:24","date_gmt":"2021-10-05T13:05:24","guid":{"rendered":"https:\/\/themepanthers.com\/wp\/creote\/v-new\/?page_id=10"},"modified":"2024-07-13T15:26:15","modified_gmt":"2024-07-13T15:26:15","slug":"about-us","status":"publish","type":"page","link":"https:\/\/hfm.bi\/index.php\/about-us\/","title":{"rendered":"About Us"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10\" class=\"elementor elementor-10\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0a7202d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0a7202d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-55138ff\" data-id=\"55138ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d44b56 elementor-widget elementor-widget-creote-title-v1\" data-id=\"5d44b56\" data-element_type=\"widget\" data-widget_type=\"creote-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"title_all_box style_one dark_color\">  <div class=\"title_sections left\">  <div class=\"before_title\"> WELCOME  TO <\/div>    <div class=\"title\"> HAUGE FAMILY MICROFINANCE, UMURYANGO S.A<\/div>    <\/div>   <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1c92db elementor-widget elementor-widget-creote-description-v1\" data-id=\"d1c92db\" data-element_type=\"widget\" data-widget_type=\"creote-description-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"description_box\" >  <p>Hauge Family Microfinance Burundi (HFM) was created in 2013 and received its license in 2014 to operate as a microfinance institution.\nDrawing upon its name (HAUGE is inspired by Hans Nielsen HAUGE who alone founded more than 30 companies and brought skills, new technologies and motivation to create workplaces and develop people with high ethical standards. Teamwork, courage and innovation are key words that replace laziness and despair.\n<\/p> <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3327177 elementor-widget elementor-widget-creote-themebtns-v1\" data-id=\"3327177\" data-element_type=\"widget\" data-widget_type=\"creote-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"theme_btn_all color_one\">  <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme-btn one\"> Management <\/a> <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bfd1edc\" data-id=\"bfd1edc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9fb537 elementor-widget elementor-widget-creote-image-box-v1\" data-id=\"a9fb537\" data-element_type=\"widget\" data-widget_type=\"creote-image-box-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t <div class=\"image_boxes style_one\" >  <div class=\"image one\"> <img decoding=\"async\" src=\"https:\/\/hfm.bi\/wp-content\/uploads\/2024\/07\/aboutus1-4-960x667-1.png\" class=\"img\" alt=\"image\" \/> <\/div>   <div class=\"image two\"> <img decoding=\"async\" src=\"https:\/\/hfm.bi\/wp-content\/uploads\/2024\/07\/aboutus1-7-960x450-1.png\" class=\"img\" alt=\"image\" \/>  <\/div>  <\/div> \r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-562b721 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"562b721\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e9c1fb\" data-id=\"8e9c1fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e9f9ad elementor-widget elementor-widget-creote-title-v1\" data-id=\"1e9f9ad\" data-element_type=\"widget\" data-widget_type=\"creote-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"title_all_box style_three dark_color\">   <div class=\"title_sections three \">    <div class=\"title\"> HFM MISSION, VISION, VALUE<\/div>    <\/div>   <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fe36003 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"fe36003\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3e5e5fb\" data-id=\"3e5e5fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be9bbe9 elementor-widget elementor-widget-creote-simple-image-box-v1\" data-id=\"be9bbe9\" data-element_type=\"widget\" data-widget_type=\"creote-simple-image-box-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"simple_image_boxes  parallax_cover\"   data-aos=\"fade-up\" data-aos-delay=\"0\"  data-aos-offset=\"0\" >\r\n   <img decoding=\"async\" src=\"https:\/\/hfm.bi\/wp-content\/uploads\/2024\/07\/contactus-1280x720-1-e1720884167954.png\" class=\"simp_img cover-parallax\" alt=\"\" \/>\r\n<\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1307b9 elementor-widget elementor-widget-creote-iconbox-v1\" data-id=\"a1307b9\" data-element_type=\"widget\" data-widget_type=\"creote-iconbox-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"icon_box_all style_three\" \r\n     \r\n        data-aos=\"fade-up\" data-aos-delay=\"0\" data-aos-offset=\"0\" \r\n    >\r\n\r\n            <div class=\"icon_content \">\r\n                            <div class=\"icon\">\r\n                    <span class=\" icon-bow-and-arrow\"><\/span>\r\n                <\/div>\r\n                        <div class=\"txt_content\">\r\n                                  <h2 class=\"icontitle\">\r\n                        <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot;>\r\n                            Our Mission                        <\/a>\r\n                        <\/h2>\r\n                                                    <p>\r\n                        Equal blame belongs to those who\nfail in their duty through weakness of will\nwhich the same as saying.                    <\/p>\r\n                                                            <\/div>\r\n        <\/div>\r\n\r\n    <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f0b5114\" data-id=\"f0b5114\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc66363 elementor-widget elementor-widget-creote-iconbox-v1\" data-id=\"cc66363\" data-element_type=\"widget\" data-widget_type=\"creote-iconbox-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"icon_box_all style_three\" \r\n     \r\n        data-aos=\"fade-up\" data-aos-delay=\"0\" data-aos-offset=\"0\" \r\n    >\r\n\r\n            <div class=\"icon_content \">\r\n                            <div class=\"icon\">\r\n                    <span class=\" icon-growth\"><\/span>\r\n                <\/div>\r\n                        <div class=\"txt_content\">\r\n                                  <h2 class=\"icontitle\">\r\n                        <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot;>\r\n                            Our Values                        <\/a>\r\n                        <\/h2>\r\n                                                    <p>\r\n                        Transparency, Integrity, Honesty, Availability.                    <\/p>\r\n                                                    <ul>\r\n                                                    <li>\r\n                                We identify and value the poor                            <\/li>\r\n                                                    <li>\r\n                                We exist to serve                             <\/li>\r\n                                                    <li>\r\n                                We exist to provide timely and quality services                            <\/li>\r\n                                                    <li>\r\n                                We are stewards                            <\/li>\r\n                                                    <li>\r\n                                We work and keep our integrity high                             <\/li>\r\n                                                    <li>\r\n                                                            <\/li>\r\n                                            <\/ul>\r\n                                            <\/div>\r\n        <\/div>\r\n\r\n    <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6967ad5\" data-id=\"6967ad5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47600fb elementor-widget elementor-widget-creote-iconbox-v1\" data-id=\"47600fb\" data-element_type=\"widget\" data-widget_type=\"creote-iconbox-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"icon_box_all style_three\" \r\n     \r\n        data-aos=\"fade-up\" data-aos-delay=\"0\" data-aos-offset=\"0\" \r\n    >\r\n\r\n            <div class=\"icon_content \">\r\n                            <div class=\"icon\">\r\n                    <span class=\" icon-binoculars\"><\/span>\r\n                <\/div>\r\n                        <div class=\"txt_content\">\r\n                                  <h2 class=\"icontitle\">\r\n                        <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot;>\r\n                            Our Vision                        <\/a>\r\n                        <\/h2>\r\n                                                    <p>\r\n                        HFM\u2019s vision is to RELEASE and to EMPOWER the productive poor in the rural AREA.                    <\/p>\r\n                                                            <\/div>\r\n        <\/div>\r\n\r\n    <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-851a7a3 elementor-widget elementor-widget-creote-simple-image-box-v1\" data-id=\"851a7a3\" data-element_type=\"widget\" data-widget_type=\"creote-simple-image-box-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"simple_image_boxes  parallax_cover\"   data-aos=\"fade-up\" data-aos-delay=\"0\"  data-aos-offset=\"0\" >\r\n   <img decoding=\"async\" src=\"https:\/\/hfm.bi\/wp-content\/uploads\/2024\/07\/slider-1-1024x683-1.jpg\" class=\"simp_img cover-parallax\" alt=\"\" \/>\r\n<\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1619a9f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1619a9f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c8a7d54\" data-id=\"c8a7d54\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f618184 elementor-widget elementor-widget-creote-title-v1\" data-id=\"f618184\" data-element_type=\"widget\" data-widget_type=\"creote-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"title_all_box style_one dark_color\">  <div class=\"title_sections \">  <div class=\"before_title\"> Evolution of <\/div>    <div class=\"title\"> Hauge Family Microfinance Umuryango<\/div>    <\/div>   <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f838e02 elementor-widget elementor-widget-creote-timeline-v1\" data-id=\"f838e02\" data-element_type=\"widget\" data-widget_type=\"creote-timeline-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t \r\n<section class=\"time_line_section style_two\"> <div class=\"swiper-container swiper__center_three_test\">  <div class=\"swiper-wrapper\">   <div class=\"swiper-slide\"> <div class=\"event_box type_two\"> <div class=\"date_box \"> <h6>2014<\/h6> <\/div> <div class=\"content_box \">  <div class=\"c_box\"> <h2> <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot;> Company Started <\/a> <\/h2> <p> was started in the middle of the year 2014 in one Burundian province: Bururi. As with other MFIs operating in Burundi, HFM struggled during its early stage and especially during the past two years HFM has not grown significantly.<\/p> <\/div> <\/div> <\/div> <\/div>    <div class=\"swiper-slide\"> <div class=\"event_box type_two\"> <div class=\"date_box \"> <h6>2015<\/h6> <\/div> <div class=\"content_box \">  <div class=\"c_box\"> <h2> <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot;> The Political And Economic Situation <\/a> <\/h2> <p> From 2015, the political and economic situation has not been good as evidenced by the increase in inflation. The Burundi Franc continued to lose value against the dollar a question may affect our Operational activity. Prices suddenly change because of inflation. This effect translates into market dynamics to a more challenging for our customers, because their purchasing power is adversely affected.<\/p> <\/div> <\/div> <\/div> <\/div>    <div class=\"swiper-slide\"> <div class=\"event_box type_two\"> <div class=\"date_box \"> <h6>2016 <\/h6> <\/div> <div class=\"content_box \">  <div class=\"c_box\"> <h2> <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot;> HFM Has Expanded <\/a> <\/h2> <p> From 2016 and 2017, HFM have expanded to scale financial access in five provinces with underserved rural areas thanks to Fund supports from NORAD.\nchallenges remain, but optimism is greater!\n<\/p> <\/div> <\/div> <\/div> <\/div>    <div class=\"swiper-slide\"> <div class=\"event_box type_two\"> <div class=\"date_box \"> <h6>2018<\/h6> <\/div> <div class=\"content_box \">  <div class=\"c_box\"> <h2> <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot;> Opened Office In Bujumbura <\/a> <\/h2> <p> In 2018 Bujumbura for Office is also opening in order to reach adequate management requirements for HFM to start thinking stand on its own without donor aid.<\/p> <\/div> <\/div> <\/div> <\/div>    <div class=\"swiper-slide\"> <div class=\"event_box type_two\"> <div class=\"date_box \"> <h6>2019<\/h6> <\/div> <div class=\"content_box \">  <div class=\"c_box\"> <h2> <a href=\"#\"  target=&quot;_blank&quot;  rel=&quot;nofollow&quot;> We Open 2 News Branches <\/a> <\/h2> <p> In 2019 MUZINDA and KIRUNDO SELLERS SERVICES CENTERS are opened with the full support of HFM<\/p> <\/div> <\/div> <\/div> <\/div>   <\/div> <\/div>  <div class=\"position-relative\"> <div class=\"next-single-one_three\"> <\/div> <div class=\"prev-single-one_three\"> <\/div> <\/div> <\/section>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1841b25 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1841b25\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b338e89\" data-id=\"b338e89\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fee762a elementor-widget elementor-widget-creote-title-v1\" data-id=\"fee762a\" data-element_type=\"widget\" data-widget_type=\"creote-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"title_all_box style_one dark_color\">  <div class=\"title_sections \">  <div class=\"before_title\"> Principles <\/div>    <div class=\"title\"> HFM\u2019S GUIDING PRINCIPLES<\/div>    <\/div>   <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6fde87 elementor-widget elementor-widget-creote-tab-v1\" data-id=\"f6fde87\" data-element_type=\"widget\" data-widget_type=\"creote-tab-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t   <section class=\"tabs_all_box tabs_all_box_start type_one\"> \r\n    <div class=\"tab_over_all_box\"> \r\n\r\n                    <!-- default style -->\r\n            <div class=\"tabs_header clearfix\">\r\n                <ul class=\"showcase_tabs_btns nav-pills nav clearfix\">\r\n                                            <li class=\"nav-item\">\r\n                            <a class=\"s_tab_btn nav-link active\" data-tab=\"#tabtabone\">\r\n                                                                    SPIRITUAL TRANSFORMATION                                                            <\/a>\r\n                        <\/li>\r\n                                            <li class=\"nav-item\">\r\n                            <a class=\"s_tab_btn nav-link \" data-tab=\"#tabtabtwo\">\r\n                                                                    ECONOMIC TRANSFORMATION                                                            <\/a>\r\n                        <\/li>\r\n                                            <li class=\"nav-item\">\r\n                            <a class=\"s_tab_btn nav-link \" data-tab=\"#tabtabthree\">\r\n                                                                    SOCIAL TRANSFORMATION                                                            <\/a>\r\n                        <\/li>\r\n                                            <li class=\"nav-item\">\r\n                            <a class=\"s_tab_btn nav-link \" data-tab=\"#tabtabtfour\">\r\n                                                                    CULTURE TRANSFORMATION                                                            <\/a>\r\n                        <\/li>\r\n                                    <\/ul>\r\n                <div class=\"toll_free\">\r\n                    <a href=\"tel:\">\r\n                        <i class=\"icon-phone-call\"><\/i> (+257) 22 28 02 02                    <\/a>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"s_tab_wrapper\">\r\n                <div class=\"s_tabs_content\">\r\n                                            <div class=\"s_tab fade active-tab show\" id=\"tabtabone\">\r\n                            <div class=\"tab_content one\"  style=\"background-image:url(https:\/\/hfm.bi\/wp-content\/uploads\/2024\/07\/slider4-960x683-1.png)\" >\r\n                                <div class=\"content_image\">\r\n                                                                                                              <h2 class=\"tabtitle\">SPIRITUAL TRANSFORMATION<\/h2>\r\n                                                                                                                <p>We provide a ladder of opportunity to provide microfinance services to the rural population of Burundi who does not have easy access to banking services in the rural area as we proclaim and live the Gospel of Jesus Christ.\u201d\nHFM staff need to be transformed spiritually in order to transform Burundian  families\nBurundian families can only be transformed spiritually if our clients are spiritually transformed\nSpiritual transformation starts by ensuring that clients are born again and are growing spiritually.\n<\/p>\r\n                                                                                                        <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"s_tab fade \" id=\"tabtabtwo\">\r\n                            <div class=\"tab_content one\"  style=\"background-image:url(https:\/\/hfm.bi\/wp-content\/uploads\/2024\/07\/principles-960x396-1.png)\" >\r\n                                <div class=\"content_image\">\r\n                                                                                                              <h2 class=\"tabtitle\">ECONOMIC TRANSFORMATION<\/h2>\r\n                                                                                                                <p>Economic transformation starts by training and giving loans to clients and as they move from one cycle to another they grow their businesses. They therefore  earn more, live good life in abundance<\/p>\r\n                                                                                                        <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"s_tab fade \" id=\"tabtabthree\">\r\n                            <div class=\"tab_content one\"  style=\"background-image:url(https:\/\/hfm.bi\/wp-content\/uploads\/2024\/07\/contactus-1280x720-1-e1720884167954.png)\" >\r\n                                <div class=\"content_image\">\r\n                                                                                                              <h2 class=\"tabtitle\">SOCIAL TRANSFORMATION<\/h2>\r\n                                                                                                                <p>Social transformation involves helping Burundians to live in peace and unity by forgetting about their differences ethnically, religiously, regionally, by eliminating all forms of discrimination among Burundians. This is done through peace and reconciliation program\nProductive poor people in the rural areas are empowered with small business loans and vital financial training can afford the cost of education to keep their children in school and are contributing to the development of their communities.\n<\/p>\r\n                                                                                                        <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"s_tab fade \" id=\"tabtabtfour\">\r\n                            <div class=\"tab_content one\"  style=\"background-image:url(https:\/\/hfm.bi\/wp-content\/uploads\/2024\/07\/management-960x396-1.png)\" >\r\n                                <div class=\"content_image\">\r\n                                                                                                              <h2 class=\"tabtitle\">CULTURE TRANSFORMATION<\/h2>\r\n                                                                                                                <p>Culture transformation involves training our clients on biblical values that will suppress the bad cultures. This can be done by having devotions in every meeting  with clients. HIV education is part of the cultural transformation as this problem will be eliminated if people are culturally transformed\nIn its main mission HFM educates, assists, supports the population in the management of credit and saving culture.\nHFM provides them education on savings and solidarity culture through credits received  to make a margin that could be invested in future.\n<\/p>\r\n                                                                                                        <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n            <!-- default style end -->\r\n        \r\n    <\/div>\r\n<\/section>\r\n\r\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>WELCOME TO HAUGE FAMILY MICROFINANCE, UMURYANGO S.A Hauge Family Microfinance Burundi (HFM) was created in 2013 and received its license in 2014 to operate as a microfinance institution. Drawing upon its name (HAUGE is inspired by Hans Nielsen HAUGE who alone founded more than 30 companies and brought skills, new technologies and motivation to create [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-fullwidth.php","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/hfm.bi\/index.php\/wp-json\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hfm.bi\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hfm.bi\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hfm.bi\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hfm.bi\/index.php\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":46,"href":"https:\/\/hfm.bi\/index.php\/wp-json\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":6838,"href":"https:\/\/hfm.bi\/index.php\/wp-json\/wp\/v2\/pages\/10\/revisions\/6838"}],"wp:attachment":[{"href":"https:\/\/hfm.bi\/index.php\/wp-json\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}